Risk Management

Howard Leasing provides a zero-money down, self-auditing workers compensation program for our clients that is based on a Pay-As-You-Go premium model. Our risk management programs are designed to minimize your workers’ compensation claims by helping you to create a safer workplace and return your employees to work more quickly if an injury occurs.

The result:  better control of costs along with improving morale and reducing employee turnover.

Howard Leasing works with leading providers:

Howard Leasing maintains fully insured programs with SUNZ Insurance Company, headquartered minutes from our corporate offices in Bradenton, FL.  SUNZ Insurance Company was founded specifically for Professional Employer Organizations (PEOs), Staffing Agencies and Large Companies.

Under our pay-as-you-go policy, there are no deposits, prepayments, or audits. The result is a stable and predictable cash flow.

"A-" Rated Paper

Howard Leasing, maintains AM Best “A-“ rated programs with Benchmark being admitted in 49 states and the District of Columbia.

Benefit from our preventive approach

Our ability to reduce the number of (and total cost of ) workers’ compensation claims arises in part from our expert, on-site surveys and training programs aimed at eliminating safety hazards before they lead to injuries.  Programs include:

Hazardous Communications Construction Management Bloodborne Pathogens
Safety Training Tuberculosis Exposure Fire Prevention Training
Violence Prevention Program Workstation Ergonomics And, So much more


Enjoy care and attentive injury management…

When an accident does occur, we employ a proven injury management system to assist you and your employee.  Our injury management expert will:


Ensure that an injured worker receives timely, appropriate medical treatment

Intervene early to help an employee return to work as quickly as possible

Direct the injured worker to Howard Leasing rehabilitation clinics for the best available care

Investigate each accident to reduce the potential for hazards in the future

Conduct follow-up investigations to monitor treatment

Monitor claims handling, cost reserves, and treatment reviews

Risk Management Center


Risk Management Platform

Use a complete solution to reduce risk and maintain compliance. View a video


Risk Management Library®

Access a bilingual database of risk management resources. View a video


Incident Track®

Help prevent near-misses, injuries, and accidents while staying compliant. View a video


Audit Track®

Create audits, surveys, questionnaires, and self-assessments. View a video


Training Track™

Maintain training documentation and automate the employee training process. View a video


SDS Track®

Compile your safety data sheets and achieve GHS compliance. View a video


BBS Track®

Build job hazard analyses and conduct safety observations. View a video


Job Description Track®

Create job descriptions and return-to-work programs. View a video


COI Track®

Manage certificates of insurance and avoid liability.View a video

Howard Leasing’s expertise in risk management helps you provide a safer work environment.